Allison Luthe

August 23, 2009

If you’ve got health insurance, chances are you’ve seen your premiums go up for no apparent reason. Maybe your benefits have stayed the same, but now you pay more for the same -- or even less -- coverage than you had before. Or maybe you’ve gotten a bill from your insurance company for something you thought they’d pay for, only to discover you missed something in the fine print. Or there was no fine print at all.

You can get angry, but with so few options in the health insurance marketplace in Indiana, or any other state, you’d have no real choice and nowhere else to turn. And if you did have a choice, anytime you switch insurance companies, you run the risk of being denied for a pre-existing condition they themselves define. It’s a system that works better for insurance companies than for you.

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